Private health insurance has proven to be a necessary addition to the General Health System (GHS) in Cyprus, for many reasons.
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International Private Health Insurance in Cyprus
International private health insurance offers various benefits to policyholders residing in Cyprus, regardless of their nationality, as well as to Cypriots who travel frequently or live abroad.Having a reliable private health insurance plan offers peace of mind and comfort in the most important aspect of life – health.
Official figures reveal that the waiting time for appointments with medical specialists in the public health system ranges from 10 days to three months. In contrast, people with private health insurance can schedule appointments on the same day or depending on the urgency of their condition and have immediate access to state-of-the-art private healthcare facilities in Cyprus and worldwide, such as immediate access to well-staffed First Aid Departments and efficient transport services.
Private insurance plans
Private health insurance plans cover a wide range of medical services, including primary care, hospitalisation, diagnostic tests, surgery and medication.
The Cyprus General Health System (GHS) provides access to about two thousand contracted doctors, hospitalisation and surgery in public or contracted private hospitals, diagnostic tests in public hospitals or contracted private laboratories and a limited list of medicines.
For citizens covered only by the General Health System (GHS), going abroad for specialised services, examinations or treatments not available in Cyprus is a major difficulty, with few exceptions related to political connections and other obscure channels.
Private insurance at work
Many public and semi-public sector organisations, including private companies, offer private health insurance schemes as additional benefits to their employees.
This demonstrates the advantages of private health insurance, as public organisations open up opportunities for additional coverage not provided by the GHS, such as hospitalisation in private hospitals, medication not available through the GHS, emergency coverage abroad, including hospitalisation and transport costs, even within their own country.
Even the Cyprus State Health Services Organisation (SHSO) and the University of Cyprus, which houses a medical school, provide private health insurance for their staff.
Health Care Costs in Cyprus
According to the Association of Cyprus Insurance Companies, the average cost of hospitalisation in a private hospital abroad ranges from EUR 1000 to 2000 per day.
Private health insurance can cover these costs, ensuring that insured persons will not be burdened with financial difficulties.
Put an End to Financial Worries
With international private health insurance, the insured does not have to worry about paying for medical expenses, as these will be covered by their insurance company. The insurer will arrange for the payment of the medical expenses in a private hospital, either in the individual’s home country or abroad, relieving the insured of unnecessary worries.