Ave. Mesogis 17, Paphos 8280, Cyprus

Health Insurance

Specially designed for tax exemption

Health Plan Duration:
LIFETIME

WHAT DO WE MEAN BY THE SPECIFIC BENEFIT?

Above and beyond all human goods there is one that is the most important: Health. Prime, a pioneer in the field of Health Insurance, offers you the opportunity to insure both you and your family for in-hospital and out-of-hospital expenses that may arise, thus relieving you of the financial burden that may accompany a health problem.

At a time, when most insurance companies:

  1. In case you use the health plan, they charge you additional fees at the renewal of your policy.
  2. When you renew your policy, additional conditions and exclusions may be included in the new policy at your expense.
  3. In the event that you use your policy, for example, due to a serious injury or other serious condition, you may be denied the right to renew your policy due to rejection by the insurance company. Even your age in such a case may be a reason for an insurance company not to renew the policy.
  • With us, you have no reason to worry about all the above!
  • With us, your Health Insurance & Hospital Card have LIFETIME validity!

In addition, you can significantly reduce the cost of your insurance by choosing to participate in the recognized in-hospital annual costs (exemption). Special rates apply to Complete Health Insurance in Paphos, for families with four or more members.

Prime Insurance’s “Healthline” is offered free of charge on all plans, where with a phone call at any time, you are provided with medical advice, guidance and information from experienced medical and paramedical staff.

Medi+ Health Insurance Packages are offered either as additional life insurance benefits or as stand-alone health policies.

Contact Mr. Charalambos Agathaggelou in Paphos, and learn everything you need to know about our competitive & affordable packages.

Top Insurance | Charalampos Agathanggelou
Top Insurance | Charalampos Agathanggelou

IS IT FOR ME?

Health and Hospital Statistics, Cyprus Statistical Service (2008)

  • In government hospitals alone, more than 66,000 patients were admitted for treatment.
  • Inpatient operations at state hospitals exceeded 33,000.
  • In First Aid, around 400,000 patients were admitted.

According to the European Health Survey for Cyprus (2008) conducted by the Statistical Service:

  • Within a year, 59% of the population visited a general or specialist doctor and 11% a general or family doctor for a problem they were experiencing.
  • 53% of the population visited a medical chemistry or radiology center and 6% a kenisiotherapist or physiotherapist within a year.

So if you are concerned about the above facts and you are healthy today, then this benefit is definitely for you.

IF I BUY THIS BENEFIT, WHAT WILL PRIME PAY ME;

Prime will pay the identified costs, according to the package you choose.

HOW MUCH WILL I PAY?

INDICATIVE MONTHLY FEES*

AGEPACKAGEMONTHLY FEE
35MEDIσυν 1€40,22
35MEDIσυν 2€47,09
35MEDIσυν 3€68,31
35MEDIσυν 4€76,19

* The premiums in your case are determined by the insurance proposal. Contract right not included

WHAT DOES THIS BENEFIT ME?

  • The certainty that in the event of a health problem, with Prime’s Health insurance I have the opportunity to be treated in the best hospitals in the world
  • In the event of an accident or illness, I can face my future and that of my family with dignity and confidence
  • Combined with other benefits offered by Prime I can ensure that whatever happens to me I will at least have the financial burden that usually accompanies a serious illness taken care of
Top Insurance | Charalampos Agathanggelou

COVERAGE PACKAGES

MEDI+ 1

To those of you who wish to secure high in-hospital coverage by paying an affordable fee.

In summary, the coverages included in this package are shown in the table below:

IN HOSPITAL COVERAGE AND OTHER BENEFITS
Maximum Annual Limit of Recognized Expenses€250.000
Maximum Annual Limit of Eligible Expenses for America/Canada€30.000
Day Hospitalization for room and board:
Room Category in Cyprus:Μονόκλινο
Category abroad∆ίκλινο
Medical visit in Hospital (one per day)
Diagnostic Examinations in Hospital
Childbirth Allowance: Normal€700
Childbirth Allowance: Caesarean Section€1.150
Surgical procedures without hospitalization (Cyprus and Abroad)
Pre-Operative Diagnostic Examinations
Transport by ambulance up to€430
Transport by ambulance up to
Daily Free Care Allowance (up to 60 days)€77 per night
Medical Assistance Abroad
Health line

MEDI+ 2

To those of you who wish to secure the highest and most comprehensive in-hospital coverage we offer, at very competitive fees.

In summary, the coverages included in this package are shown in the table below:

IN HOSPITAL COVERAGE AND OTHER BENEFITS
Maximum Annual Limit of Recognized Expenses€2.000.000
Maximum Annual Limit of Recognized Expenses for America/Canada€100.000
Day Hospitalization for room and board:
Room Category in Cyprus:Μονόκλινο
Room category abroad:∆ίκλινο
Emergency Hospitalization (without overnight stay)€500
Medical visit in Hospital (one per day)
Diagnostic Examinations in Hospital
Childbirth Allowance: Normal€1.000
Childbirth Allowance: Caesarean Section€2.000
Surgical procedures without hospitalisation (Cyprus and Abroad)
Pre-Operative Diagnostic Examinations
Post-operative costs for diagnostic tests only€200
Ambulance transport up to€500
Parental stay (Cyprus and abroad up to 18 years old)
Daily Free Care Allowance (up to 60 days)€150 το βράδυ
First Aid for an Accident in a Hospital€500
Medical Assistance Abroad
Health line

MEDI+ 3

To those of you who wish to secure high in-hospital and out-of-hospital coverage by paying an affordable fee.

In summary, the coverages included in this package are shown in the table below:

IN HOSPITAL COVERAGE AND OTHER BENEFITS
Maximum Annual Limit of Recognized Expenses€250.000
Maximum Annual Limit of Eligible Expenses for America/Canada€30.000
Day Hospitalization for room and board:
Room Category in Cyprus: SingleΜονόκλινο
Room category abroad: Double∆ίκλινο
Daily Emergency Hospitalization (without overnight stay)€500
Medical visit in Hospital (one per day)
Diagnostic Examinations in Hospital
Childbirth Allowance: Normal€700
Childbirth Allowance: Caesarean Section€1.150
Surgical procedures without hospitalization (Cyprus and Abroad)
Pre-Operative Diagnostic Examinations
Transport by ambulance up to€430
Parental stay (Cyprus and abroad up to 18 years old)
Daily Free Care Allowance (up to 60 days)€77 per night
Medical Assistance Abroad
Health line
OUT OF HOSPITAL COVERAGES AND OTHER BENEFITS
Maximum Annual Limit of Recognized Expenses€1.000
Unlimited medical visits with a maximum amount for each medical visit in Cyprus or abroad€50
Prescription Medicine100%
Diagnostic tests (such as x-rays, analyses, etc.) Upon referral by a doctor and as long as there is a doctor's diagnosis for a pathological cause in Participating Centers100%
Physiotherapy received as an outpatient with a maximum of 12 sessions at Participating Centers Up to 12 sessions of Alternative Medicine - Homeopathy, acupuncture and osteopathology with a maximum annual limit ofΜέχρι 12 συνεδρίες
Alternative medicine-homeopathy, acupuncture and osteopathology with a maximum annual limit€350
Chronic Illnesses (which did not exist before the insurance) Up toΜέχρι €500

MEDI+ 4

For those of you who wish to secure the highest and most complete in-hospital and out-of-hospital coverage we offer, at very competitive fees.

In summary, the coverages included in this package are shown in the table below:

ΕΝ∆ΟΝΟΣΟΚΟΜΕΙΑΚΕΣ ΚΑΛΥΨΕΙΣ ΚΑΙ ΑΛΛΑ ΩΦΕΛΗΜΑΤΑ
Maximum Annual Limit of Recognized Expenses€2.000.000
Maximum Annual Limit of Recognized Expenses for America/Canada€100.000
Day Hospitalization for room and board:
Room Category in Cyprus: Single RoomΜονόκλινο
Category abroad: Double∆ίκλινο
Medical visit in Hospital (one per day)
Diagnostic Examinations in Hospital
Childbirth Allowance: Normal€1.000
Childbirth Allowance: Caesarean Section€2.000
Surgical procedures without hospitalization
Pre-Operative Diagnostic Examinations
Ambulance transport up to€500
Parental stay (Cyprus and abroad up to 18 years old)
Daily Free Care Allowance (up to 60 days)€150 per night
Medical Assistance Abroad
Health line
OUT OF HOSPITAL COVERAGES AND OTHER BENEFITS
Maximum Annual Limit of Recognized Expenses€3.500
Unlimited medical visits with a maximum amount for each medical visit in Cyprus or abroad€50
Prescription Medicine100%
Diagnostic tests (such as x-rays, analyses, etc.) Upon referral by a doctor and as long as there is a doctor's diagnosis for a pathological cause in Participating Centers100%
Physiotherapy received as an outpatient with a maximum of 12 sessions at Participating Centers Up to 12 sessions of Alternative Medicine - Homeopathy, acupuncture and osteopathology with a maximum annual limit ofΜέχρι 12 συνεδρίες
Alternative medicine-homeopathy, acupuncture and osteopathology with a maximum annual limit€350
Chronic Illnesses (which did not exist before the insurance) Up toΜέχρι €500

Frequently Asked Questions

Are the fees I pay exempt from Income Tax?
The fees payable are tax exempt under the following conditions: (a) The tax exemption depends on the rate at which you are taxed. (b) The insurance cover should be 15 times the annual premiums. Insurance premiums related to Medical Care are subject to a deduction from Income Tax up to the amount of 1.5% of earnings. (c ) Insurance premiums payable together with contributions to the Social Insurance Fund and approved Pension and Health Funds must not exceed 1/5 of the taxable income. (d) Since 2002 the life assured and the owner must be the same person.

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Health Insurance in Paphos